Tuesday, April 21, 2020

Systems Development Methodologies

Basic Design of Data Flow Diagrams A data flow diagram (DFD) is a process model that graphically represents data flow between entities in an information system and the relationship between the entities. A DFD, therefore, represents a logical or physical flow of data within a system. Typically, physical DFDs are developed from logical data flow diagrams.Advertising We will write a custom essay sample on Systems Development Methodologies specifically for you for only $16.05 $11/page Learn More In context, therefore, DFD serve the purpose of modeling high-level details of any information system by detailing on data inputs into a system, data transformations, and information outputs from the data transformations, and the functions each component performs. The four essential components constituting a DFD include a data store (data sources and data sinks), data flows, processes, and entities. However, different DFD constitute different symbols in their design, but the syntax and fundamental principles for designing DFDs remain the same. Basic concepts to consider when designing DFDs include external entities that send and receive data, processes that transform the data from one form to another that have inputs and outputs, the flow of data within and outside of the system, and locations for data storage. Notations are used to represent modeling process. Notations show the graphical representation of functions in the DFDs. The five notations used include: Of critical importance are the data items used in the design, their sources, and destinations. In the design process, recommendations have it that tabulations of collected information is done as a first step in designing a DFD. A typical example appears in table 1 below. Table 1 Data Item Source of data Destination of data It is critically important, as the next step, to identify system boundaries by separating identified entities into entities that belong to internal an d external system boundaries. External entities belong to the outside of the system while internal entities provide typical locations for processes.Advertising Looking for essay on business economics? Let's see if we can help you! Get your first paper with 15% OFF Learn More In addition to that, prior knowledge about the tasks performed at each level of the deeper levels of the system helps in designing the next DFD level. A context diagram developed at this level provides a simple representation of the system and its functionalities. That leads to an exploded data flow diagram showing more details considered when modeling the system. Typically, a DFD uses arrows to show how data flows from and into the system being modeled. The system captures data flowing between external entities and is represented using dashed lines. Other requirements to adhere to when designing a DFD include the use of arrowheads to show the flow of data within, into, and out of a system. Higher -level diagrams allow the usage of double arrowheads, which show two-way data flow. However, lower level data flow diagrams use unidirectional arrows only. In addition to that, is important to assign a reference to a data store designating its function or the type of data in its storage. Data flow can occur between external entities of a system and represented by a dashed line, while, it is important to note that data stores do not initiate processes. A strict numbering procedure when analyzing a system undergoing decomposition into lower levels is an important requirement with processes always linked to show clearly their ancestral routes. It is necessary to name processes using verb phrases, which focus on organizational needs. It is an important practice to place processes at the center, place inputs at the left side, outputs at the right, and data stores beneath processes. However, errors are bound to arise that need to be avoided when designing a DFD. Errors to avoid These incl ude avoiding showing data flowing from one data store directly to another data store, a situation that does not make sense. In addition to that, it makes no sense to have data flowing from a data store directly to an entity without going through a process. Avoid showing data flowing into asynchronous processes, as DFD processes do not have memory and crossing lines. Exploding DFDs Exploding a DFD, often referred to as functional decomposition, implies decomposing each of the processes in a context diagram by balancing input and output processes. Thus, processes are decomposed functionally into system primary processes, and subsequent decompositions of other lower levels into functional primitives. Thus, the decomposition begins from level O, then level two, and level three. Decompositions more often end at level three without any further decompositions. Decision tables and decision trees A decision tree is a tool used to support decision-making based on two or more decision alternat ives. A typical decision tree consists of small square decision nodes with the root node as the first decision, drawn at the left side of the decision tree. Decision trees also consist of chance nodes represented by use of circles susceptible to two outcomes.Advertising We will write a custom essay sample on Systems Development Methodologies specifically for you for only $16.05 $11/page Learn More However, an end node determines the end or outcome from a decision. On the other hand, lines link nodes together from branches emanating from the nodes in the left to the right direction. On the other hand, a decision table is a tool used to model decision logic by associating conditions with actions to perform. Thus, a decision table constitutes four quadrants with conditions, alternative conditions, entries, and action entries. Business potential tool to use A decision tree is a business potential tool to use compared with a decision table. A decision tree p resents analytical solutions to which are easy to understand with minimal explanations, are more specific and categorical in data analysis, are flexible in analyzing using statistical models, and easy to use with large amounts of data. On the other hand, decision tables are complex, require detailed explanations, and not easy to understand. Thus, a decision tree is more suited in making business decisions than a decision table. Critiquing GUI A graphical user interface (GUI) should be able to reflect the psychological metal models to facilitate user goals and tasks. In addition to that, the GUI should reflect user thought process, based on the mental and conceptual models, characterized by susceptibility to change, internally inconsistent. On the other hand, conceptual models characterized by innovation, reflect interface components, and reflect object orientation. Thus, the critique of the GUI should be based on the principles of mental models and conceptual frameworks highlighted above. On the other hand, other factors to consider in critiquing the GUI includes identifying a model that reflects user behavior, cognitive control, visibility of the objects under consideration, ability to manipulate and replace objects, and be syntactically correct, underlying files, and desktop metaphors. In addition to that, it is important for the user to be provides the flexibility to identify the occurrence of any errors and recover from them. This essay on Systems Development Methodologies was written and submitted by user Juliet E. to help you with your own studies. You are free to use it for research and reference purposes in order to write your own paper; however, you must cite it accordingly. You can donate your paper here.

Monday, March 16, 2020

Role of Future Insurance Industry in Pakistan Essays

Role of Future Insurance Industry in Pakistan Essays Role of Future Insurance Industry in Pakistan Essay Role of Future Insurance Industry in Pakistan Essay The insurance business in Pakistan and I would prefer to do describe it as a business rather than an industry is an interesting application of this paradox. Over the years, the fatalism enjoined by Islam has been underwritten by a more pragmatic mechanism, which has offered various degrees of financial protection on the assumption that whereas it may be advisable to submit unquestionably to the will of God, one should not necessarily be out of pocket as a result. Fatalism tempered by pragmatism, therefore, can be regarded as recurring attributes of the insurance business in Pakistan, even from the very first green days of our Independence. When Pakistan was established in 1947, there were 77 insurance companies in all. Today there are 52. In 1947, 70 of those 77 companies were foreign companies and/or their branches. Today there are 10. The seven local companies have 47 years later become 42, and might have been more had 32 of them not been nationalised on March 18, 1972, when their life insurance business was brought into the public sector, and consolidated under the aegis of the State Life Insurance Corporation of Pakistan. Today, Pakistan has 52 companies conducting general business. They offer primarily Fire, Marine, Motor and Accident cover. The composition of general insurance business is Understandable, considering the lack of sophistication of our domestic environment. In 1993, Fire (including-Profits) accounted for 32. 2 per cent of the Gross Direct Premiums, Motor for 33. 1 per cent, Marine (including Hull) Premiums for 23 per cent and Accident (including Engineering) for 11. 7 per cent. The concentration of business amongst the insurers themselves presents a curiously disjointed picture. The 10 foreign companies have only a 10. 5 per cent share of the Gross Direct Premiums, and of the 41 Pakistani companies operating in the market, 35 of them share 18 per cent of the business, while only 6 companies command and control 71. per cent of the general business. What these companies share in common, though, is an obligation (an onerous one according to some) to reinsure a mandatory 20 per cant (it used to be 30%) of their insurance business with Pakistan Insurance Corporation (PIC), which was established in 1952 to provide reinsurance facilities within Pakistan and overseas, and to develop the insurance by offering technical and expert advice. PIC has grown substantially since 953, with its Gross Premium Income in the last five years being above the 1 billion mark. Its overall profitability has wavered, falling from an all time high of Rs. 119 million in 1991 to below Rs. 50 million in 1991. Apart from this obligation to reinsure with PIC, the general insurance companies are left largely to themselves and expected to be self-regulatory. Their Fire, Motor, Workmens Compensation and Marine classes of business are governed by a Tariff which is determined by themselves through their Insurance Association. Their maximum statutorily approved agency commission rates of 15 per cent for Marine business and 20 per cent for Non-Marine business have become more gentlemanly statements of intent than rigorously enforced standards. In their business, insurance companies are monitored by the Controller of Insurance, an administrative arm not of the Ministry of Industries but of the Ministry of Commerce. They are regulated by Insurance Rules of 1958, approved in the same year as the distant Martial Law coup of Ayub Khan. And they are governed by a law the Insurance Act of 1938, promulgated a year before the outbreak of the Second World War. To fatalism and pragmatism, one should perhaps therefore add the world Archaism, for no sector of Pakistans financial services market stands so deeply mired in its past, nor has as much need for deregulation and modernisation, if it is to prepare itself for the future. than the insurance business sector in Pakistan. There is no equivalent to the Companies Ordinance 1984 in the insurance sector. There is no appropriate counterpart to the Corporate Law Authority, to give an impetus to its development or to safeguard the interest of the public. The recent spectacular growth in the financial services sector, in my opinion, was no accident. It was the direct fertile result of an environment made receptive by regulated incentives and governmental initiative. Can the insurance business of Pakistan achieve the same sort of success? I cannot see why not. What than should be the direction of the insurance sector? What should be its role? An attempt was made seven years ago to answer these questions when, in 1987, a Government Commission was constituted to diagnose the malaise in the insurance sector. The report, submitted to the Government three years later, identified some of its more reprehensible practices for example, the methods used by insurance companies to obtain business particularly through banks, irregularities in settlement of claims, the indisciplined and unethical ractices of insurance surveyors, methods of rebating, commissions to agents, and discounts Whatever good that three volume report contained was interred with its bones; the evils it hoped to exercise continued to live long after it. More recently, last year in August 1993, another review took place when, in an Overview of the Insurance Industry by one of the leading brokerage houses, Khadim Ali Shah Bukhari Limited, the major problems were identified as: * Excessive Government controls * Compulsory reinsurance with PI C * High capital gains tax on investment gains Higher rate of tax on dividend income than 10% * Inaccessibility to public sector business, which is the domain of the National Insurance Corporation * Poor quality of manpower and limited training facilities It would be hard to question the justification for these complaints. It would be even harder to justify why the insurance companies have done so little to assuage them. If the future role of the insurance business sector is to grow and match the expanding requirements of Pakistans economy, there are key areas in which the insurance companies must themselves take the initiative. The first must be education. No one should be allowed to forget that insurance being a customer service oriented business, its success depends heavily on the quality and calibre of its personnel. In the United Kingdom, it was once considered enough for a new entrant into the business to have five GCEO levels and then spend his life within the same organisation learning the job on the job. Today, anyone wanting to make a career in Insurance should expect to be ready to tackle very focused courses, like those conducted by the College of Insurance in London. Apart from such foundation topics as Personnel Development Skills, Surveying and Risk Management, Reinsurance, Aviation and Marine, the students at the College are also offered such specialised subjects as European Law, the Use of Annual reports and Accounts for Errors and Omission Avoidance, Insolvency Rules and Regulations, and Financial Reinsurance and Derivatives. Insurance may have been a business by men; it is rapidly becoming one managed by women. An interesting aftermath of the second income phenomenon has been that in the United Kingdom, out of a total employment in the insurance usiness of almost 400,000 employed, 49. 3 per cent have been women. Another significant feature has been that 8 per cent are the total strength is self-employed. This emphasis on education, though needs to go beyond the potential or existing employees in insurance companies. Another audience whose knowledge of the insurance business should never be presumed but whose ignorance can have damaging cons equences is that of the lawmakers themselves. It took Great Britain over a century to recognise the significance of this advantage. Only as recently as 1991 was an All Party Parliamentary Group on Insurance and Financial Services formed to act as a bridge between the lawmaking MPs and a law-abiding industry. Without a better understanding of the business of insurance, should one honestly expect legislators to be able or equipped to promulgate sound and appropriate laws? And what about the laws themselves? Can there be legislation of any adequacy without an accepted definition of such simple but crucial words in a policy as theft, or flood, accidental bodily injury or reasonable steps to safeguard any property insured? Are we ourselves clear on what we all understand by Warranties, Responsibilities for Disclosure, Misrepresentations, and the Brokers responsibilities to his or her clients? Such legislative clarity is difficult to achieve but necessary to attain, for without such a suitable legal framework, and a regulatory environment which is both sensitive to and responsive to changes, the future growth of the insurance business in Pakistan will continue as before a blind perpetuation of arcane laws and the mindless repetition of previous practices. Can Pakistan afford such an addition to history? Can our insurance Industry avoid the responsibility for developing new products more attuned to the specific needs of our economy? The future of the insurance sector must connect with the permanent features of our economy. If we are still fundamentally an agrarian society, we have to expand crop, livestock and other such agrarian insurance schemes. The 1988 National Commission on Agriculture, incidentally, makes no mention of insurance anywhere in its 644 page report. If we are gradually expanding into an urban economy, we have to consider widening schemes which provide household and personal effects insurance. If we want to build our own motor cars to speed on our own multi-lane highways, we have to fashion policies which provide cover not simply for the vehicles, its passengers, third party liability, but also anticipate the responsibilities incumbent on highway authorities regarding the condition of the roads. If we want to maximise the safer and more efficient use of our railway system, we must encourage the Pakistan Railways to obtain cover for risks which are germane to their operations. Similarly, insurance cover of transport by road should not be left to the goodwill of the transporters, many of whom regard self-insurance, like rash driving, as the best form of protection. If we are veering towards industrialisation, products coverage should have to go beyond fire insurance of the factory and stocks Loss of profits insurance, safety standards, more open disclosure of actual replacement values, a fairer participation of the premium/risk are some of the more brittle realities businessmen will have to learn to accommodate. And if we are to have a population which is refusing to stop at 120 million, and is taking longer to grow older, clinical risk management will become continuing rather than occasional features of our economic society. Health insurance will become more than simply reimbursing medical bills. It could and must in time cover risks in obstetrics and gynaecology, health care management, managing financial risks like contract clauses and indemnities, drugs cases and claims associated with environmental hazards. And if we are a nation that attaches a value to the life and well-being of our citizens, a nation which advocates the work ethic, and a nation which encourages life insurance as a means of channelling savings into productive investment, the future role of the insurance sector both of Life and General will be a translation of these responsibilities and opportunities into productive action. The largest mobiliser of funds in the insurance market has been unquestionably the State Life Insurance Corporation of Pakistan. Since 1972, following the traumatic nationalisation of life business, SLIC has grown tremendously. Its premium income has increased from Rs. 316 million in 1973 the first year of its consolidation to Rs. 5 billion in 1994, equalling the total Gross Direct Premium of all the 52 companies in the general sector. SLICs investment portfolio grew from Rs. 1. 4 billion to Rs. 21 billion, and not surprisingly SLICs investment income has now become almost one-third of its total income. Its yield on Life Funds is about 14. 4 per cent which may explain why the new companies which have been granted permission to do life business are displaying an understandable hesitancy. Nothing is secret in the public sector, and certainly the use of SLICs funds over the years to finance Government has been no secret. SLICs portfolio consists primarily of Government securities. That in itself is not a problem. What one needs to identify is the impact on the Governments reliance upon SLIC as a resource, should SLIC be privatised to the point where its policies could be brought more in line with market imperatives and competitive investment options. It is already six years since the Insurance Reforms Commission was established. During this period, because of Deregulation and Privatisation, the whole financial services market has undergone an irreversible change. Further privatisation will bring about additional responsibilities, which means more costs, as insurance of commercial risks becomes no longer a matter of choice but an inescapable requirement. Businessmen of tomorrow will have to accept that insurance policies are not a chance talisman against calamities. Used prudently, they can be a resilient and reliable safety net, providing them and the economy with a level of confidence to take risks which are quantifiable and knowingly and prudently underwritten. In another six years Pakistan will be in the 21st century. No one would expect that all of the aspects of the insurance business whether legislative, regulatory or commercial will be in place by then. A reasonable expectation would be that significant steps would be taken to move in those directions. Talleyrand once said that war is much too serious a business to be left to military men. Similarly, perhaps, the future role of Insurance in Pakistan is too serious to be left only to insurance men. Its future lies in the hands of better informed legislators, more responsible insurance professionals, and perhaps most importantly of all, more discerning and demanding customers themselves. Collectively they can, and I am sure, will fashion the future role of the insurance sector in Pakistan.

Friday, February 28, 2020

200 Villagers Houses Burnt Down Again Near Barrick Gold Mine in Papua Essay - 1

200 Villagers Houses Burnt Down Again Near Barrick Gold Mine in Papua New Guinea - Essay Example Moreover, there have been reported injuries and deaths of small-scale miners close to the mine. Finally, it has also been alleged that the Porgera Joint Venture Mine’s security and associated state police have meted extreme violence on the locals (MiningWatch Canada, 2014). It is expected that such concerns will lead to a drop in share value, especially due to obvious lack of transparency on the part of Porgera Company (MiningWatch Canada, 2014). In such a case, investors would be at risk of losing their money because of misrepresentation and failure by Porgera to disclose critical information, such as their environmental compliance and agreements with local communities. On top of making them an unattractive investment opportunity, it will also harm their reputation, especially in light of conflicts and death in the local community (MiningWatch Canada, 2014). In addition, they could also be liable to huge fines if they are found guilty of environmental permit violations. These issues have raised various ethical concerns about the company, despite creating social and economic benefits for the community via resource revenues and job creation. The company has obviously failed to sufficiently consult and engage the local community, while they have not given accurate information about the impact of their mining. In addition, there are environmental concerns about the safety of the mines, as well as lack of transparency about economic compensation and use of the local’s land. As a result, Porgera has failed to consider the social, environmental, and economic impacts of their activities, which are all important aspects of ethical mining practices. As a competitor, such issues have been avoided, especially as the company is aware that the local community expects to generate substantial improvements in their living standards (Ali, 2013). The company has sought to

Wednesday, February 12, 2020

Prenuptial agreement Essay Example | Topics and Well Written Essays - 500 words

Prenuptial agreement - Essay Example The American belief that marriage is a contract, and they encourage divorce while in Philippine we do not encourage divorce (Saks, 2005). I would like to be or get married to a man who we share the same beliefs and moral values. I am not interested in entering to this agreement of marrying Jeremy. I am afraid to get married to Jeremy because he has been used to divorce, and he can still divorce me after we spent years. Jeremy has been financials and socially traumatised, and he can use me in order to recover the damages he encountered with the first wife. The cause of divorce has not been explained to me, and Jeremy could be the cause because even know he does not believe in staying with a woman forever. I am real afraid of marrying Jeremy and leave my people forever because he can prevent me from visiting my people at Philippines (Gottman, 2011). In this case I have the right to know the experience Jeremy had with his wife. Marriage is also a person choice, and no body should be forced in a marriage, so I have the right to marry or not to marry Jeremy (Saks, 2005). My concern in this case is about the children. Jeremy has a child, and I wonder whether he will treat my children and the other child the same. I am also concerned whether marriage with Jeremy will follow ethics, moral and values and no paper that will separate monetary and emotion (Gottman, 2011). The advantages of my decision in the case is that If I do not marry Jeremy, I will still find another man who has not been married and we share the same values. The disadvantage in this decision is that we have been dating with Jeremy for 3 years and falling to marry him will be a waste of time (Gottman,

Friday, January 31, 2020

Monetary Macroeconomics and Policy assignment Essay

Monetary Macroeconomics and Policy assignment - Essay Example (b) A scenario where the households become more optimistic can be classified under the demand shock. As households become optimistic in the future, they will tend to consume less (reduced demand), with the hope that maybe they are going to consume more in the future at relatively lower costs. As a result, producers will lower their level of production a little bit and also lower their prices as well. The effect of reduced prices of commodities is reduced level of inflation in the long run, in the economy. (C) The case of favorable weather would be classified under the supply shock. Favorable weather may mean vast surplus of wheat and corn than the normal expected supply. A favorable weather may imply increases level of supply (output) and hence reduced prices of commodities. Continued reduction on the prices of commodities will lower the level of inflation in the long run (d) The situation under which the steel workers go on strike for four weeks may be classified under the demand shock. The fact that the steel workers goes on strike means that they are no longer producing steel and the supply (output) of steel goes down immediately (short-run). Due to scarcity of steel, the price of steel goes high and if the prices remain high, there will be inflation in the long-run. This is shown in the graph below. If we examine the case of the aggregate supply curve, we realize that it examines how different quantities of goods and services relate with the price level in the economy. The aggregate supply curve is upward sloping. However, the curve will tend to be vertical, or will become vertical in the long run. The supply will be affected by factors such as technology and overall improvements that affects productivity in the short-run and in the long-run. Factors such as increased efficiency and offering of public goods at relatively lower prices will shift the AS curve to the right. In the case where the public expects the level of interest

Thursday, January 23, 2020

the origin of electoral college Essay -- essays research papers fc

  Ã‚  Ã‚  Ã‚  Ã‚  In the United States of America, the presidential election takes place every four years, on the first Tuesday of November [1]. Most people believe they are directly voting for the presidential candidate, and the person with the most popular votes will win the election. However, instead of voting for the presidential candidate, people are voting for the electors, individuals who vote in the Electoral College. Moreover, the total electoral vote, not the popular vote, actually determines the winner of the United States presidential election. The election of the year 2000 is a perfect example of the Electoral College. President George W. Bush won the presidential election of the year 2000 with more electoral votes, not popular votes. Before the presidential election of year 2000, most people pay no or little attention to the electoral votes, because most people do not understand the concept of the Electoral College, or even did not know there the different between po pular votes and Electoral College.   Ã‚  Ã‚  Ã‚  Ã‚  Before continue to discuss about the Electoral College, we must first understand the history of Electoral College and the concept of how does it work. The Electoral College system was established in Article II, section I, of the U.S. Constitution.   Ã‚  Ã‚  Ã‚  Ã‚  The Electoral College was established by the founding fathers as a compromise between election of the president by Congress and election by popular v... the origin of electoral college Essay -- essays research papers fc   Ã‚  Ã‚  Ã‚  Ã‚  In the United States of America, the presidential election takes place every four years, on the first Tuesday of November [1]. Most people believe they are directly voting for the presidential candidate, and the person with the most popular votes will win the election. However, instead of voting for the presidential candidate, people are voting for the electors, individuals who vote in the Electoral College. Moreover, the total electoral vote, not the popular vote, actually determines the winner of the United States presidential election. The election of the year 2000 is a perfect example of the Electoral College. President George W. Bush won the presidential election of the year 2000 with more electoral votes, not popular votes. Before the presidential election of year 2000, most people pay no or little attention to the electoral votes, because most people do not understand the concept of the Electoral College, or even did not know there the different between po pular votes and Electoral College.   Ã‚  Ã‚  Ã‚  Ã‚  Before continue to discuss about the Electoral College, we must first understand the history of Electoral College and the concept of how does it work. The Electoral College system was established in Article II, section I, of the U.S. Constitution.   Ã‚  Ã‚  Ã‚  Ã‚  The Electoral College was established by the founding fathers as a compromise between election of the president by Congress and election by popular v...

Wednesday, January 15, 2020

American Revolution or Evolution

Saroosh . H. Khan American Evolution or Revolution? The theme has been subject to excessive discussion over the course of more than two centuries encompassing the existence of the United States. Although it has been taught for as long in our schools and classrooms and all other educational institutions that the year 1776 Anno Domini marks the year of American Revolution, but amidst historians and intellectuals the dilemma to whether to call it a revolution or an evolution has never been out of question. Reader! Doesn’t it enthrall one that a single word could bifurcate scholars and create factions amongst the erudite. ?Por que (why? ) there must be a reason and there is! The answer is simple yet rational: Perspective. Albert Einstein, (the famous physicist) most remembered by his theory of relativity, concluded that distance and time were not absolute. History resides in the same niche. It is more than a chronological account of past events of a period or a livelihood or development of a people, an institution, or a place. But what it is not is absolute. It is always left upon interpretation, scrutiny, analysis, probing and pondering. The perception or perspective gained through such rigorous processes is also subject to the base of a historian. It is very uncommon to find historians sharing their bases of initial learning and therefore the effect of their own era, age, surroundings and upbringing must also be taken account of. A revolution, defined by Encyclopedia Britannica is: a major, sudden, and hence typically a violent alteration in government and in related associations and structures. On the other hand Oxford dictionary defines an evolution as: the gradual development of something, especially from a simple to a more complex form. Let us decide upon the usage of the word Revolution, which one can venture out to say, could be dated from the year 1775 with its ignition being the battle of Lexington and Concord and culmination being the ratification of the constitution of the States in 1782. Seemingly easy doesn’t it? It doesn’t really respond to how fundamentally did the thoughts, ideals, ideology and mindset of a 2. 5 million inhabitants change and led to he chain of events that became known as the American Revolution. What I believe is that no people in the course of history have ever rebelled against a certain state, condition or ideology without a buildup of grievances, resentment or a gradual shift of attitude towards accepting a better socio-dogma. Let’s go back to the early 17th century when immigrations began to take place into the New Wo rld. Herds of folks comprising of German, Irish, Scottish, Welsh, Jewish descent and not to mention the French Huguenots, began pouring into the lands in order to escape from the fetters of the Old World. They did not have any more an appetite for its rituals, its doctrines, its curbing of civil liberties, and mostly the cost of living in it. One can even say at this particular time, that they were revolting as a denouement of the evolution of the aforementioned causes. So it would be appropriate to say that a 17th century Europe was in revolution. Let’s go further with this theory and say that the immigrants reaching the New World were revolutionaries. Almost 150 years of Pax Americana (used strictly in context with the time period and not according to current usage) so to say was enjoyed by the colonists. During this time, some changes irrevocably did take place. This is evident from the fact that the language that the majority of the immigrants originally spoke had evolved into a different dialect. So from this we can also entrust upon the belief that alongside linguistics political and socio-economic changes did also take place. A political change that actually began with the migrations was the rise of a political ideology known as Republicanism. Technically ruled by Great Britain or more accurately looked over, the colonies practiced the policy through their town halls and city councils. Very famous examples of such republican instruments were the Virginia House of Burgesses and the Massachusetts Assembly. These were regulated by either representative or direct democracy. The symbol of democracy at the time was looked upon as the House of Commons in England, however it did seem a bit more than contradicting to have the Buckingham Palace towering high in the very country. The colonists did give their allegiances to the monarch but because of the fact that it was kind of conditional. Although they did not realize it nor was it formally declared but they remained docile because they were never tampered by British legislations. They had during this time, created their own principles, created their own system of jurisprudence, law, justice, methods of trade, commerce, education, agriculture etc. When after the French and Indian war, the British began actively participating in the earlier enumerated colonial components of society; it would’ve obviously been not received glad handedly by the Colonists as it did not. Let’s now examine the economic evolution that took place to ensure America’s Independence. The 150 year old period was in terms of trade and commerce coined as a period of salutary neglect. For the colonists it brought economic prosperity and industrialization. For the British it was shooting themselves in the foot. Intentional lax in order to show the appreciation for economic freedom while regulating the policy of mercantilism. Does it make any sense? One would question Robert Walpole’s sanity between all of this; however he is not our subject of concern. What you shall so sow so shall you reap; a very old and passed around saying isn’t it? But it does make sense in the context. The British for a very long period of time followed the policy and the colonist enjoyed its benefits. Smuggling was nothing out of the blue, very common. Other European nations also benefitted from it, the Colonial agriculture products such as hay, wheat, barley, maize and cotton were valued highly in foreign markets. When the British annoyed at Colonial stubbornness to pay taxes, passed the writs of assistance; there was an outrage. There had to be one, like it did, smuggling was not put up with anymore and a flow of revenue generation created as a result of foreign trade stagnated. How were the merchants to run their businesses without the freedom of trading being allowed to them as it had always been? Hence there was an outcry by the merchants who went bankrupt as a result of such legislation. Ah! One cannot expect the theme to be talked about without the mentioning of taxes somewhere or another. The country was not at all familiar with taxes; once again it is necessary to mention that when we talk about being not being tampered for almost 150 years it is meant more than it sounds. Citizens in Britain were obliged to pay taxes, however their brethren in the New World were not. I do at times believe that absolute freedom corrupts absolutely, there should be some harnesses or bridles put on in order to let ivility root in or in this case for rule to sustain. When suddenly exposed to direct taxes such as Stamp Act and Sugar Acts why would it not cause havoc with in the colonists? It would lead to acrimony towards the crown like it did, it would lead to mass protests like it did and would lead to severing of ties like it did. In the beginning I wrote about how a historical event is su bject to independent interpretation. How historians may or may not agree on something because of the different elements molding the shape of the basis for their knowledge. I must confess that it is not arbitrary and applies to myself as it does to any other individual. I believe that evolution without revolution is lame and revolution without evolution blind, very similar to what Einstein said about religion and science. One thing is for certain though, nothing is by nature revolutionary. There has to be friction to beget fire. During the 150 year period evolutionary changes in political beliefs, social policies and economic mechanisms did take place otherwise the colonists would’ve never armed themselves to teeth and hoisted the flag of revolution.